Prime Bank Posts 26.2% Net Profit Growth on Robust Core Business Performance and Strong Capital Base for Nine-Month 2025
Posted On: Monday, November 3 2025
Prime Bank has announced its unaudited financial results for the nine months ended 30th September 2025, reporting a significant rise in profitability and a Strong balance sheet, driven by strategic growth in its core operations and a resilient investment portfolio.
The Bank recorded a Net Profit of KShs. 4.2 Billion, a significant 26.2% increase from the KShs. 3.3 Billion reported in the same period in 2024.
This impressive growth was anchored by strong performance in the Bank’s core business, with Net Interest Income growing by 52.2% to KShs. 6.98 Billion from KShs. 4.58 Billion, demonstrating the Bank’s effective management of its interest-earning assets and funding liabilities.
Commenting on the results, the Bank’s CEO Mr. Rajeev Pant noted that the strong performance reflects the lender’s strategic focus and operational discipline.
Key Financial Highlights:
- Customer Deposits rose by 9.3% from KShs. 143.8 Billion to KShs. 157.2 Billion, reflecting depositors continued confidence in the Bank.
- Total Assets increased by 22.9% from KShs. 188.8 Billion to KShs. 232.1 Billion
- Net Profit grew by 26.2% to KShs 4.2 Billion, from KShs 3.3 Billion last year
- Loans & Advances stood at KShs 56.2 Billion.
- Core Capital remained strong at KShs 29.4 Billion
- Liquidity Ratio stood at 74.6%, well above the CBK minimum of 20%
- Net Non-Performing Loans (NPLs): Sharply reduced to KShs. 0.5 Billion from KShs. 1.56 Billion, highlighting a marked improvement in asset quality.
- Total Shareholders’ Funds: Grew by 87% to KShs. 73.28 Billion from KShs. 39.22 Billion, creating a robust capital base.
The Bank is strategically positioned to continue delivering superior value to its customers and shareholders.
